6 biz days later-no card- i call and get "im sorry but it just got mailed this morning". after 6 biz days-no card-i called and got "im sorry, idk what happened but it never mailed, no worries we will mail today".6 biz days later-no card-i call again and get "wow idk what happened, i see you made the request 2x, but it never got in the mail, let me send it out today". i requested a new card over 3 weeks ago SPECIFICALLY for this week/weekend as I have wedding appointments and expenses. Fortunately I took the time to write a review for consumers to see the true picture so it doesn’t happen to them.
I will say that my cabelas club card allows a good credit line and cash advance amount compared to many credit cards but capital one has merged with cabelas and taking advantage of good customers.
I’m beginning to think there is no advantage to credit cards whatsoever.
Still seeing the picture? This is a scam! Stealing from customers in my opinion! A cash advance is a benefit to members in emergency cases until you can make arrangements to move cash around to your checking from other sources such as 401k. But their legal terms are transaction pending? No, it’s not pending because you received your cash advance and your credit limit decreased. No reason not to adjust the balance if they show the charge.
#Capital one quicksilver rewards update
Are you getting the picture now? They update your online info and credit card immediately with your credit available after cash advance and also the cash advance charge is shown on line app but the balance is not adjusted to include the cash advance for 5 days so you are basically forced to wait for capital one to collect more incurred interest. That is in my opinion a scam! If you pay over your minimum due on your statement the overage should apply to the highest interest charge on your balance. Why? Capital One does not update your balance on your credit card for 5 business days after withdrawal and therefore not only will you pay 4% penalty but you will pay incurred interest for 5 more days instead of 1 day because Capital One is holding or forcing a 5 day interest charge which is not explained on their privacy policy information.
And they offered me a Capital One Walmart card my credit score was up to part that I was able to get one with the $500 limit without having to pay a deposit or anything so I was appreciative for that however they stated that the car will be here on June 23rd I have not yet to receive that card then I also called in to find out where the card was they still could not tell me anything but they did tell me that I was transferred to the fraud department where I have to verify who I am by sending in my ID a copy of my social and a utility bill I'll spoke to a couple of supervisor and ask them why would I have to be put in the fraud department and I haven't even received the card yet and never even use the card then they told me that I had to sit on the phone and verify with them that the utility bill was really a real utility company so they needed to call to verify that I have never heard of such crockable in my life still have not received the card then they told me that when they do verify the information that it's going to take another 7 to 10 days for them to unlock the card when they originally told me that it would just take that moment a day this card is a crock of s*** I think I've been scammed still have not received the card yet they're still holding a copy of my identification a copy of my TECO electric bill and a copy of my social security number f*** Capital One they are a piece of s*** and I'm not using them ever in lifeĭo not get a cash advance even if you plan to pay off next day.
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